Unofficial estimate tool

E-Bike Installment Calculator

Estimate your monthly installment under the CM Punjab E-Bike Scheme. Since the government covers all extra bank charges, the maths is simple: the bike's subsidised price divided by the number of months. Enter the figures for your assigned model to see your estimate.

This is an independent estimate based on publicly announced figures (Rs 109,000 after subsidy over 36 months, as of the September 2026 announcement). It assumes zero extra bank charges, exactly as the scheme is structured. Your actual model, price and term may differ — always confirm the exact numbers for your assigned bike on the official portal, bikes.punjab.gov.pk, before signing your financing agreement.

How the installment is worked out

Under this scheme, the Government of Punjab pays the extra bank charges on your Bank of Punjab financing on your behalf, so there's no interest-style cost added to what you repay. That means your monthly installment is simply the bike's price after subsidy, spread evenly across the financing term — unlike a typical bank loan where markup would increase the total.

Want the full breakdown of costs, eligibility and the application process? Read the complete CM Punjab E-Bike Scheme guide.